To family in more than 90 countries. One fee, shown before you pay. The rate you see is the rate you get.
Pick a destination to see an example rate — the payout network covers more than 90 countries.
Join the waitlist
Money going home should be simple to send and clear about what arrives. That’s the whole product.
You see the full fee before you pay — and nothing is skimmed off the amount on arrival.
We show the exchange rate and lock it the moment you send. No moving numbers between quote and receipt.
Most mobile-wallet payouts land within minutes of your payment clearing.
Support from people who know these corridors — not a script, and not a dead end.
No jargon, no surprises between the quote and the receipt.
You get the full quote — fee, rate, what they receive, typical arrival — in one block, before anything else.
Their name as it reads on the wallet, and their number. We check the name match so funds don’t go to the wrong account.
Pay by Interac or debit. You get a tracking link and a receipt. Most transfers land within minutes.
We pay out to the mobile-money rails people rely on at home — no new account for your recipient to open.
Send to their number and it lands in the wallet they already use, usually within minutes.
Local wallets across the network, paid out in the currency the corridor uses.
Direct to a bank account where the corridor supports it. Timing depends on the receiving bank.
Our payout network reaches 93 countries. Corridors open in waves from launch — pick your destination in the calculator, join the waitlist, and we'll email you the day yours opens, with a real date.
22 countries on the payout network.
16 countries on the payout network.
19 countries on the payout network.
36 countries on the payout network.
Two lines, both shown on your quote before you pay. Nothing hidden in the fine print.
Some services hide their margin and call it free. We’d rather show you both numbers and let you compare. Get an exact quote in seconds — it costs nothing to look.
Join the waitlistMoving money across borders is a licensed activity. Here’s what that means for you in practice.
Payzio is pre-registered with FINTRAC as a money services business and has applied to the Bank of Canada under the Retail Payment Activities Act. Neither registration is granted yet — so we are not taking customers or moving money until they are.
We verify every sender once, on the first transfer — a Canadian ID and a quick selfie.
Senders and recipients are screened against watchlists on every transfer, before funds move.
Customer money is held separately from operating funds and reconciled every day.
Your data and payments are protected with bank-grade encryption in transit and at rest.
The recipient name must match their wallet registration, or the transfer holds — not the wrong account.
Stated here, not buried after you’ve entered a recipient.
Start on the web and finish on your phone — it’s one account either way. The Payzio iPhone app is in beta now, with Android on the way.
If it’s not here, support can help — and a person will answer.
Our payout network covers more than 90 countries across Africa, Asia & Pacific, the Americas and Europe — the full list is in the calculator’s destination picker. Corridors open in waves from launch; pick yours and join the waitlist, and we’ll email you the day it opens with a real date.
One clear transfer fee, plus an exchange rate that includes a margin. Both are shown on your quote before you pay, and nothing is deducted from the amount on arrival. Getting a quote is free.
Most mobile-wallet payouts land within minutes of your payment clearing. Timing can vary with your payment method and the receiving network, and bank deposits take longer.
Yes — once, on your first transfer, when we open. It’s a Canadian ID and a quick selfie, and takes about a minute. Every money services business is required to do this. Joining the waitlist needs none of it: just an email.
New senders start with a lower limit that rises as your account is established. Larger transfers may need a short review — you’ll always know before you pay, and what we need.
By Interac or debit card. You confirm the full quote first, then pay — your fee and rate are locked the moment you send.
The recipient’s name has to match their wallet registration. If it doesn’t, the transfer holds rather than paying out to the wrong account, and we’ll help you sort it.
Payzio is pre-registered with FINTRAC as a money services business, and has applied to the Bank of Canada under the Retail Payment Activities Act. Neither registration has been granted yet, which is exactly why we are not open: we will not take a customer or move a dollar until both are in place. We open 30 September 2026.
Payzio is pre-registered with FINTRAC and has applied to the Bank of Canada. Until both registrations are granted we're not taking customers or moving money. Leave your email and we'll tell you the day that changes.